Correct Answer: A) Life assurance

Explanation

In this question, we are asked to identify which type of insurance the principle of indemnity is NOT applicable to. Let's look at the options:

Option A: Life assurance - This is a type of insurance that provides a payout to the beneficiaries of the insured person in the event of their death. Since the insured person cannot be compensated for their own death, the principle of indemnity is not applicable to life assurance. This option is correct.

Option B: Accident insurance - This type of insurance provides coverage for injuries sustained in accidents. The principle of indemnity is applicable here because it compensates the insured for the actual financial loss suffered due to the accident.

Option C: Fire insurance - Fire insurance provides coverage for damage or loss caused by fire. The principle of indemnity is applicable here because it compensates the insured for the actual financial loss suffered due to the fire.

Option D: Marine insurance - Marine insurance provides coverage for ships, cargo, and other marine-related risks. The principle of indemnity is applicable here because it compensates the insured for the actual financial loss suffered due to marine-related risks.

Based on the explanations above, we can conclude that the principle of indemnity is NOT applicable to life assurance.

Correct Answer: A. worse

Correct Answer: B. carbon (IV) sulphide to filter off iodine

Correct Answer: D. Uriah

Correct Answer: D. effort

Correct Answer: D. doesn

Explanation

(a) Economic development is the persistent growth in real per capital income coupled with structure changes in the economy which results in an improvement in the standard of living of the citizens.

(b)i. Low per capital income because of low levels of national output.

ii. Low life expectancy as a result of poor medical services and poor nutrition.

iii. Heavy dependence on agriculture and primary production because of low levels of technology industrialisation.

iv. High population growth rate due to high birth rate and reduced death rate.

v. Rapid rate of urbanisation due to rural-urban migration as a result of lack of social amenities in the rural areas.

vi. High rate of unemployment as a result of lack of industries and high population growth.

vii. High rate of illiteracy which leads to low levels of productivity.

viii. High dependency ratio leading to low rate of savings and investment.

ix. High indebtedness due to high interest rate payments on foreign loans which constitute a high fraction of the national budget.

x. Heavy dependence on foreign aids and grants

xi. Inadequate infrastructural facilities.

(c) i. Improving the savings ratio and hence capital formation

ii. Population control measures to check rapid population growth.

iii. Manpower training to enhance labour efficiency

iv. Improvement of technology

v. Improving the infrastructure of the economy

vi. Improving the health delivery system to enhance improved health of labour

vii. Exploitation of idle natural resources to add value

viii. Making available regular and cheap energy supply.

ix. Improving agriculture and expanding agro-processing

x. High level of political stability (peace and stability) to encourage investment and growth

xi. Provision of credit facilities for businesses to stimulate economic development

Correct Answer: A. government financial grant

Correct Answer: A. A, B, AB, O

Correct Answer: C. To reduce the powers of the legislature