Explanation

(a) Methods used by Nationalist leaders in their opposition to British Rule in West Africa are:

(I) The use of the press — e.g. West African Pilot, Comet, Daily Express, etc were used as vocal points of opposition to the British rule.

(ii) Strikes, protests, etc e.g. 1945 nation wide strike in Nigeria and 1948 in Ghana (then Gold coast).

(iii) Constitutional conferences (iv) Organising Seminars, Symposia.

(v) The use of political parties e.g. NNDP in Nigeria, CPP in Ghana, PPP in The Gambia, SLPP in Sierra-Leone.

(b) External factors that led to increased Nationalist demands after the second world war in West Africa are:

(i) The anti-colonial posture of UNO.

(ii) The activities of Labour party in the British Parliament.

(iii) The activities of pan-African Movement e.g. 1945 Manchester Conference.

(iv) The activities of the West African Students' Union in Britain after 1'945.

(v) The stand of USSR and USA who condemned colonialism.

(vi) Loss of British prestige after the Second World War as a result of their defeat.

(vii) Independence of India in 1947 gave nationalist consciousness to West African Countries.

(viii) The Atlantic Charter of 1941 raised consciousness for self-determination in West Africa.

(ix) The intellectual write-ups by people like Roosevelt Henry Wallace, Wendell Willikie, etc.

Correct Answer: B. storing dry grain in air-tight containers

Correct Answer: A) Protein

Correct Answer: B. N90,000

Explanation

10/100

Correct Answer: C. oppressive

Correct Answer: C. lax

Correct Answer: D. the way to hell

Correct Answer: A. fundamental

Explanation

(a)(i) A mortgage bank is a financial institution that specializes in granting loans to individual and corporate bodies for building purposes. Such loans are repaid by installments and can be spread over several years. On the other hand, a merchant bank is a financial institution that provides specialized services like acceptance of bills of exchange, corporate finance; portfolio management, equipment leasing and acceptance of deposits.

(ii) Commercial banks are financial institutions that per-form the services of holding people's money and ac-counts and using such money to make loans and other financial services available to customers. The loans are usually for short and medium terms. Also, Development bank is a financial institution set up to pro-vide long term loans to groups of individuals and governments for development projects. They provide financial assistance in high risk, low profit and long gestation period investments which are unattractive to commercial banks.

(b) The functions of commercial banks include:

(i) Acceptance of deposit: Customers money can be kept in any of the three different types of commercial bank accounts-savings, current or demand deposit and time or fixed deposit accounts.

(ii) Lending of money:Commercial banks make avail-able loans, overdraft and discount bills of exchange for their customers.

(iii) Commercial banks provide: facilities for domestic and foreign remittances. Such transfers can be done telegraphically or by cable, or by ordinary sail or through traveller's cheques.

(iv) Commercial banks provide:facilities for the safe keeping of valuables

(v) Trust services for individuals and organizations. Trust services include the management of trust funds.

(vi) Agency services:The banks act as agents for their customers in the purchase and sale of securities.

(vii) Money creating function: Deposits received can be given out as credit to customers which in turn create further deposits.

(viii) Commercial banks offer advisory services to customers.

Explanation

Hadith is the name of that body of literature which includes the Prophet (SAW)'s speech, his action, his intention, the description of his physical appearance,or his moral character, and what he confirmed by raising no objection against it when mentioned or happened before him. While Sunnah is that practice of the Prophet (reported by a hadith) which he performed habitually,or regularly.